Home Buyer’s Tips  — Mississauga, Oakville, Milton


Buying a home is the largest investment most people will make in their lifetime. The exercise is neither fast nor easy, but a little bit of knowledge will take most of the mystery out of the process.

Before embarking on your journey, take a moment to review the following tips. They will assist in making the process more efficient and take some of the stress out of home buying:


¨     Know how much you can afford.   Why waste time looking at homes that arenot in your price range?

¨     Determine your down payment. This will allow you to calculate how much youneed to borrow and establish a price point.

¨     Get pre-approved for a mortgage.

¨     Know where you want to live. Determine areas that best suit your needs.

¨     Decide what type of home you want to buy. There are a number of housing types available to today’s real estate consumers. Single-family detached homesare most popular but there are also semi-detached homes, links, condominiumapartments and townhomes, as well as co-ops from which to choose. Each hasdifferent characteristics that are more or less suited to individual lifestyles.

¨     Determine what you need in a home. How many bedrooms or bathrooms doyou need? Is there enough parking for your car(s)?

¨     Visit http://www.realtor.ca. The internet is a great starting point. It can help you totarget properties that meet your criteria and eliminate those that are unsuitable.

¨     Choose a realtor. Find an agent that you are comfortable with — someone youcan trust and who understands your needs.

¨     Hire a home inspector. Home inspections will identify any potential problemsand help to save you time and money.

¨     Investigate alternatives available to you. Government incentives have beenintroduced to stimulate activity in housing markets across the country. Two of theprograms that are currently available — access to RRSPs for first-timehomebuyers and the CMHC’s five per cent downpayment plan — help makehomeownership more attainable for all Canadians



About Krisztina:

Krisztina Neglia is a RE/MAX Oakville real estate agent specializing in properties across the Oakville and Mississauga region. Contact her today if you need to buy or sell your home: 247 Roxton Road, Oakville, ON L6H 7K3 T: 905-272-3434 C: 416-570-2221 E: krisztina@krisztinaneglia.com


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